Stop putting it off. Stop thinking about it. Get those resumes out there.
We are in a job market where many employers are willing to pay more and where workers have a ton of negotiating power. But it's not going to last.
A recession is right around the corner- we may even already be in it. And this job market is not going to last long. If you are not in a stable job that you can tolerate, gives steady raises, and pays the bills... You need to get yourself in one.
All of the negotiating power you have can go away when the recession comes. Protect yourself.