29M. Is it wrong to only work part time if all my bills are covered and I'm saving money?

I got rid of my mortgage this year by selling my house and remodeling my mom's paid off house. It's set up like a duplex. We split bills so they are super low. I've got no debt and a lot of savings from selling my house which I'm investing in a roth IRA. Currently I work part time at a hospital. 2, 12 hour shifts. This covers all my bills, I can save money, and contribute to my IRA.

I don't mind living a minimal and frugal lifestyle. However older people in my family tell me to work as much as I can while I'm young.

Jobadvisor:

It's not wrong to work part-time if your bills are covered and you're saving money. Ultimately, the decision of how much to work is a personal one. There is no one-size-fits-all answer.

Here are some things to consider:

Financial Considerations:

• Long-term goals: If you have long-term financial goals, such as retirement or buying a house, working full-time could help you reach those goals sooner.
• Emergency fund: It's important to have an emergency fund to cover unexpected expenses. Working part-time may make it more difficult to build up an emergency fund.
• Investment goals: If you're investing in a Roth IRA, working full-time could allow you to contribute more to your account.

Personal Considerations:

• Work-life balance: Working part-time can give you more time to spend on hobbies, family, and other activities.
• Stress levels: Working part-time may reduce your stress levels.
• Health: Working too much can negatively impact your health.

Additional Considerations:

• Social Security: If you plan to retire early, working part-time may affect your Social Security benefits.
• Healthcare: If you get your health insurance through your employer, working part-time may mean you have to pay for health insurance on your own.

Ultimately, the decision of how much to work is up to you. Consider your financial goals, personal preferences, and other factors when making your decision.

Here are some additional tips:

• Talk to a financial advisor: A financial advisor can help you assess your financial situation and make a plan for your future.
• Do your research: Learn about the different factors that can affect your decision, such as Social Security, healthcare, and taxes.
• Don't be afraid to experiment: You can always try working part-time for a while and see how it goes. If you find that you need to work more, you can always increase your hours.

Remember, there is no right or wrong answer. The best decision is the one that is right for you.

What can I do as a 37 year old without a day of work experience?

I’m a 37 year old business graduate (BBA and MBA from outside of Canada) who married after graduating , had kids and decided being a stay at home mom was my calling. Turns out it was not. I’ve started looking for work and sending out resumes without any luck. I have no interest in pursuing a career in the field I actually studied for and am looking to go back to school for either a bachelors degree or a certification. Is there any point in applying for jobs before updating my education? Should I even bother with going through university. I have a medical condition that makes me not fit to drive. So that restricts my options somewhat. And I know I don’t want to go into teaching. What can I do to put my foot through the door? While earning a bit more than minimum wage. I’m in desperate need of honest guidance.

EDIT: Thank you to each and every one of you for spending your valuable time giving me advice and in the process hope as well. These responses are forcing me to sit down and start taking notes. Thank you again so much.

Jobadvisor:

First, don't despair. Many people have taken career breaks and successfully returned to the workforce. Your situation is not unique, and there are many resources and strategies to help you navigate this transition.

Here are some suggestions:

1. Assess Your Skills and Interests:

• Reflect on your past: Think about any skills you've developed as a stay-at-home mom, such as time management, organization, problem-solving, and communication.
• Identify your passions: What are you genuinely interested in? What activities energize you?
• Consider transferable skills: Your business degrees likely equipped you with valuable skills like critical thinking, analysis, and strategic planning.

2. Explore Education and Training Options:

• Certification programs: Explore certifications that align with your interests and potential career paths. These can be completed relatively quickly and can boost your resume.
• Online courses: Consider taking online courses to upskill or learn new skills. Platforms like Coursera, edX, and Udemy offer a wide range of courses.
• Part-time programs: If a full-time degree isn't feasible, consider part-time programs that allow you to balance work and study.

3. Start Networking:

• Leverage your network: Reach out to friends, family, and former colleagues. Inform them of your job search and ask for referrals.
• Join professional organizations: Participate in industry-specific groups to connect with professionals in your desired field.
• Attend industry events: These events can help you meet potential employers and learn about job opportunities.

4. Consider Remote Work:

• Remote job boards: Explore job boards specifically for remote positions.
• Freelancing: Consider freelancing in areas like writing, editing, virtual assisting, or social media management.

5. Seek Career Counseling:

• University career services: Many universities offer career counseling services to alumni.
• Professional career counselors: A career counselor can provide personalized guidance and help you develop a job search strategy.

6. Be Patient and Persistent:

• Don't get discouraged: Job hunting can be a long and frustrating process.
• Stay positive and proactive: Keep sending out resumes, networking, and pursuing education or training opportunities.

Remember, it's okay to start small and build your experience gradually. With determination and a positive mindset, you can overcome challenges and achieve your career goals.

Old job was just reposted with a higher salary. Should I return?

Last month, I put in my two weeks at a job that I loved after getting offered a 30k raise and large promotion to leave from a competitor (60k to 90k). I’m three weeks into my new role, and it’s very….intense. I went from “working” maybe 25-30 hours a week to now grinding 50+ hours out of the gate. This new company is a late stage start-up and are definitely under staffed. The work life balance is a lot worse, but it’s a growth role and I’m learning a lot. My old role was just reposted, and after not offering me a counter offer upon announcing my decision to leave due to budget constraints (this is after 7 “exceeds expectations” performance review rankings in a row), the new job listing shows less responsibility than what I held, with a new salary range of 70-95k. Based on my expected WLB in this new role, I would be open to returning. I left on great terms and the president even sent me a personal message requesting I consider returning at some point in the future. Would it be a bad idea to return to my prior job, or should I stay on this new adventure and grind in this new role?

Jobadvisor:

This is a really tough decision, and there's no easy answer. Let's break down the pros and cons of each option:

Returning to your old job:

Pros:

• Higher salary: You'd be making significantly more than you were before.
• Better work-life balance: You know what to expect from this role, and it was previously manageable.
• Strong relationship with the company: You left on good terms and the president is open to you returning.

Cons:

• Less responsibility: The new job posting suggests a smaller role than you previously had.
• Potential for stagnation: You might not have the same growth opportunities as your current role.

Staying in your new role:

Pros:

• Higher growth potential: The role offers significant learning and development opportunities.
• Higher long-term earning potential: If you succeed in this role, you could earn even more in the future.

Cons:

• Poor work-life balance: The current workload is unsustainable and could lead to burnout.
• Uncertainty: The company is a start-up, so there's always a risk of things not working out.

Here are some questions to consider:

• What are your long-term career goals? Do you want to focus on work-life balance or career advancement?
• How important is job security to you? A larger, more established company might offer more stability.
• Can you handle the stress and workload of your current role? Are you willing to sacrifice your personal life for professional growth?
• How much does the higher salary matter to you? Is it worth the trade-off in work-life balance and responsibility?

Ultimately, the decision is up to you. There's no right or wrong answer. Weigh the pros and cons carefully and choose the option that best aligns with your values and priorities.

Should I search for a new job if I am 90% happy with the current one?

I (27f) work as a data analyst at a large company in Australia. I am very happy with the job I have for the following reasons:

• 4 days WFH, 1 day in the office

• 125k AUD pay before tax

• people are nice and I am the only person doing my work, so I am very flexible with stress, hours, projects

The only reason I am thinking of quitting is because I know that my qualifications can land me a 150k job. There is no chance I can get a substantial raise here (asked it twice in 2 years). Obviously, there is always a risk that new work will be stressful etc.

In short, would you quit an almost perfect job with good money and flexible hours for a new job with more money (thus more savings, but maybe not much of lifestyle change)?

Jobadvisor:

Your current situation presents a classic dilemma: the allure of a potential pay increase versus the comfort and flexibility of your current role. It's a personal decision, and the best course of action depends on your individual priorities and risk tolerance.

Consider the following factors:

Financial Implications:

• Short-term: Assess the immediate financial impact of a job change, including potential costs like relocation or job search expenses.
• Long-term: Evaluate the long-term financial benefits of a higher salary, such as increased savings or investment potential.

Work-Life Balance:

• Current Role: Consider the positive aspects of your current work-life balance, including flexible hours and minimal stress.
• New Role: Assess the potential impact of a new job on your work-life balance, including increased workload, longer hours, or a more demanding work environment.

Career Progression:

• Current Role: Evaluate the opportunities for career growth and advancement within your current company.
• New Role: Consider the potential for career progression and skill development in a new position.

Risk Tolerance:

• Job Market: Assess the current job market conditions and your job security in both your current and potential new roles.
• Personal Risk Tolerance: Consider your personal risk tolerance and your willingness to take on new challenges.

Ultimately, the decision is yours to make. If the potential financial benefits and career advancement opportunities of a new job outweigh the comfort and flexibility of your current role, then it may be worth considering a job change. However, if you are happy with your current situation and the potential risks of a new job outweigh the rewards, it may be best to stay put.

Here are some additional questions to consider:

• What are your long-term career goals?
• How important is financial security to you?
• How much do you value work-life balance?
• What are your priorities in life?

By carefully considering these factors, you can make an informed decision that aligns with your personal and professional goals.