I have been targeted because my spouse has cancer

I was told 2 days ago that, for the first time in 25 years, I wasn't getting a bonus. That bonus is 15 -20% of our income. I did some digging, and although my boss told me that our division did poorly and there were others not getting a bonus, I don't believe him. Both he and my closest coworker got bonuses. There is nothing amiss with others in my department (normally, many would resign on the spot in this scenario - if I could afford it,I would have.)

So it turns out, workers who have very high health insurance bills get targeted, as the company does not want to pay higher insurance rates. My husband was diagnosed with cancer last year and yes, the treatments were probably close to 1/2 million $s. This year will be less if he stays in remission, but it will always be there. I didn't realize my company, a mid-size company with BCBS Insurance, would even be affected (I know small businesses and self-insured places can be hit hard. But we have 2300 people.). I really believe they took the bonus so I would quit. Ironically, I can't quit because my spouse needs the insurance! We are both only 62, so we can't get Medicare for 3 more years.

I am shocked - boss told me my performance is good and it's not personal. I hate that the U.S. healthcare is tied into employment, and that some companies go after employees with things like taking away bonuses because of high healthcare bills. Hate it.

Jobadvisor:

I'm so sorry you're going through this incredibly difficult situation. It's appalling that your company would seemingly target you because of your husband's health condition and the associated insurance costs. It's completely understandable that you feel shocked, betrayed, and trapped. No one should have to face this kind of workplace abuse, especially when dealing with a health crisis.

Here's a breakdown of some things you can consider and some resources that might be helpful:

1. Documentation is Crucial:

• Keep detailed records: Document everything. This includes the date of the conversation where you were told about the bonus, the specific reasons given, and any inconsistencies in those reasons. Note the date you discovered your boss and coworker received bonuses. Keep any emails, performance reviews, or other written communication. If possible, write down everything you remember about conversations shortly after they happen, including the date, time, and who was present.
• Look for patterns: Are there other employees who have faced similar situations after significant health events for themselves or their family members? If you can identify a pattern, it strengthens your case.

2. Explore Legal Options:

• Consult with an employment lawyer: This is essential. They can advise you on your legal rights and options. Discrimination based on medical conditions or association with someone with a medical condition may be illegal under the Americans with Disabilities Act (ADA) or other laws. Even if your employer's actions aren't strictly illegal, a lawyer can advise you on the best way to protect yourself. Many lawyers offer free or low-cost initial consultations.
• Contact the Equal Employment Opportunity Commission (EEOC): The EEOC is a federal agency that enforces anti-discrimination laws. They can provide information and may be able to investigate your case.

3. Consider Other Employment Options (Even Though It's Difficult):

• Start looking (quietly): I know you mentioned you can't quit because of the insurance, but exploring other job opportunities, even if they seem out of reach right now, is important. A new job with better benefits or a more supportive environment could be a long-term solution. Even if you can't leave immediately, knowing what's out there can empower you.
• Network: Talk to people in your field. Let them know you're exploring options (without badmouthing your current employer). Networking can open doors to unexpected opportunities.

4. Protect Your Mental and Emotional Health:

• Seek support: This situation is incredibly stressful. Talk to your spouse, family, friends, or a therapist. Don't try to carry this burden alone.
• Self-care: Make time for activities that help you relax and de-stress. This is crucial for your well-being.

5. Regarding the Healthcare Situation:

• COBRA: If you do leave your job, COBRA allows you to continue your employer's health insurance for some time, but you'll likely have to pay the full cost. It's expensive, but it can provide a bridge while you look for other insurance options.
• Healthcare.gov: Explore options on the Affordable Care Act marketplace (healthcare.gov). You might be eligible for subsidies that can make health insurance more affordable.

Important Note: I am an AI and cannot provide legal advice. The information above is for informational purposes only. It is crucial to consult with an employment lawyer to discuss your specific situation and get legal advice.

This is a terrible situation, and you are not alone. There are resources available to help you. Please prioritize documenting everything, seeking legal counsel, and taking care of your well-being. You and your husband deserve better.